Join us for this FREE webinar with HMI Certified Educator Phil Metzger
Farms and small businesses typically have a long list of expenses. We know that the most direct way of generating new profit (putting money in our pocket) is to reduce these expenses. However, which expenses get reduced and which ones should be prioritized? Holistic Financial Planning has unique and effective ways of prioritizing expenses to help you decide which expenses are likely to generate new wealth.
We’ll also cover the chain of production. Consider this example: A farmer sells all her product at a decent price and has decided to invest in her business to grow it further. The farmer is enamored with a website she saw and wants to do something similar for her farm. The cost is $750 to create the website. Would this be a good decision?
Well, it certainly might increase demand. However, will current production be able to meet this demand?
In Holistic Financial Planning, we prioritize expenses year-to-year to have the greatest beneficial impact. For example, instead of investing in marketing, perhaps investing in production (growing more raw product) would be a better choice in the current year. If we can’t afford everything we wish to do, staging investments (expenses) so they generate the most profit and benefit makes sense.
Holistic Financial Planning helps guide us through these choices and improves our chances of making good financial decisions for our farms and ranches. We hope you’ll join us for the FREE webinar!
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Speakers
Phil Metzger, HMI Certified Educator and Retired USDA Resource Conservationist
Phil Metzger is a natural resources development consultant having recently retired from a 32-year career as a resource conservationist for the USDA – Natural Resources Conservation Service (NRCS). He has extensive experience working with an array of public, private and non-profit partners in natural resources conservation and rural economic development. He instructs on various topics including: farm/personal/business/organization goal setting, customer service, resource delineation, improved decision making, financial/business/land/grazing planning, biological monitoring, and reading the land. He is a Certified Educator in Holistic Management, currently serving as an instructor for HMI’s Getting Started courses.
Adelene is a resident of Arkansas and loves exploring the state’s natural trails. Her passion for education and technology led her to earn a master’s in learning systems technology from the University of Arkansas at Little Rock. With her professional experience managing student/client databases and instructional design, Adelene will bring skill and understanding to her role as Office Manager & Instructional Designer at HMI. Her focus on making education more accessible to diverse communities is evident through her volunteer work as an board member for a scholarship program. Adelene is devoted to creating educational opportunities that align with HMI’s mission to promote healthy, resilient lands and thriving communities.
Seth Wilner has been a Holistic Management International Certified Educator since 2005. For 22 years he has worked as an agent educator with University of New Hampshire Cooperative Extension where he specializes in farm business management with an emphasis on whole farm planning.
Dana was first introduced to Holistic Management in the 1990s while working in the Texas Hill Country. She strongly believes that Holistic Management can positively impact families that are on the land, the communities they are a part of, and larger landscape resource regeneration efforts.
Sarah Robertson grew up in Taos, New Mexico and has always been passionate about land stewardship, growing things, and nurturing others. After completing a BA in Communication from the University of New Mexico and working with local non-profits, she started her journey as a first-generation farmer. Since 2015, she has been learning and growing alongside her husband on various leased properties in Albuquerque, NM and running a small market farm with goats, chickens, and a CSA. In her role as Programs Assistant at HMI, Sarah brings her enthusiasm for regenerative agriculture, devotion to supporting others, and drive for lifelong learning and growing.
Jozua Lambrecht is from South Africa and divides his time between their home in Somerset West and their family farm in Sutherland, one of the coldest places in South Africa, where they farm with sheep. He is married to his wife Therese and they have two daughters.
Alejandro Carrillo is a fourth-generation rancher, and he is quite familiar with the challenges of running a profitable cattle ranch in the Chihuahuan desert. Because annual precipitation seldom exceeds nine inches, every drop counts when it comes to growing more grasses. Grazing year-round with only sea salt as an input, he is not willing to waste any water in such a brittle environment.
Jared L Talley was born and raised in Southwestern Idaho and now seeks to help rural communities adapt and thrive in a rapidly changing world. He is an Assistant Professor in the School of Public Service at Boise State University, earning his PhD in Philosophy from Michigan State University and his MPA in Environmental Policy and Natural Resource Management from Boise State University. An environmental philosopher by training and an interdisciplinary scholar in practice, he seeks to better understand how communities relate to the land and how this relationship poses obstacles and opportunities for collaboration and governance. In doing so, he studies the role of science in collaborative policy, the role of place in environmental identity, and the role of the imagination in mediating both. Specifically, he studies grazing management and public land permitting, community-led conservation programs, rural education and entrepreneurship, place-based environmental governance, and the imaginative experience of our natural and built environments — all in the contexts of the intermountain American West.
